Published 1 November 202623 min read · the essentials in 2 minSIA 180:2014 · CondensationOwners · Managing agentsUpdated October 2026
Mould after replacing windows: the hygrothermal trap
Mould appears in a dwelling in the cold season following a window replacement. The first reflex is usually to blame the occupants. Yet it is the building that has to be examined first. This dossier explains the mechanics of the phenomenon — dew point, thermal bridges, internal insulation — and the three levers for a lasting fix. A rigorous assessment must come before any attribution of blame.
Old timber frames, single-glazed sashes and old cellar windows were often far from airtight: air leaked through the gaps in the frame, around the shutters, through the masonry reveals. This unintended infiltration was involuntary — costly in energy terms, uncomfortable — but it provided a continuous air change and removed part of the water vapour produced inside the dwellingUBA mould guide, § 3.2.1: leaky windows carry away part of the moisture produced; airtight windows fitted without insulating walls and reveals lead to moisture problems.Umweltbundesamt (UBA), Innenraumlufthygiene-Kommission — Allemagne — Leitfaden zur Vorbeugung, Erfassung und Sanierung von Schimmelbefall in Gebäuden (Stand April 2024)2024-04 · accessed 2026-10-01.
The new windows created nothing. They removed the escape valve that had been masking a latent problem of ventilation and thermal bridges.
With new, airtight frames, that uncontrolled ventilation disappears. If no effective mechanical or natural ventilation takes over, the water vapour produced by the occupants — cooking, showering, breathing, laundry — builds up in the indoor air. As soon as humidity passes a certain threshold, condensation settles on the coldest surfaces: façade corners, window reveals, areas behind furniture. Mould follows.
This is not a new pathology: it is an existing problem becoming visible. The thermal bridges and the cold zones were already there before the works. The new windows simply revealed them by removing what had been offsetting them.
A typical scenario in Geneva
An apartment building from the 1960s or 1970s, with no controlled ventilation, uninsulated façade corners and bare masonry reveals. The owner replaces the windows — sensible in itself, but the Geneva subsidy schedule has no measure for it: window replacement alone triggers no grantThe GEnergie catalogue of measures contains no window-replacement measure. Insulation falls under M-01 (CHF 80.– to 140.–/m²), balanced ventilation under M-09.GEnergie / Office cantonal de l'énergie (OCEN), Genève — GEnergie — Les mesures subventionnées (M-01 à M-18, IP-04 à IP-19)2026 · accessed 2026-09-02. In the following cold season the tenants report mould in the corners of the bedrooms, behind the wardrobes, in the reveals. In this scenario the cause is to be sought in the building before the occupants' behaviour.
02 — The physics, and the standard that measures it
Dew point, surface condensation, and the fRsi of SIA 180:2014
Water vapour is invisible as long as the air stays warm. As soon as that air meets a surface below the dew point, it condenses into liquid water, and if the surface stays damp long enough, mould develops. The dew point depends solely on air temperature and relative humidity: lowering indoor humidity pushes the danger away, but if the surface is cold enough, condensation occurs even at levels commonly considered normal.
A hygrometer sitting on the table does not measure the risk in the corners
In the UBA example the values correspond to room air at 20 °C and 50 % relative humidity — the top of the 30 to 50 % range recommended by the Swiss Federal Office of Public HealthFOPH guide: as a basic rule the Office recommends a relative humidity between 30 and 50 %; on very cold days it should not exceed 40 %.Office fédéral de la santé publique (OFSP) — Attention aux moisissures — Un guide sur les problèmes d'humidité et de moisissures dans les locaux d'habitation2023-08 · accessed 2026-10-01 — while humidity at the surface reaches 70 % on the bare wall at 15 °C, 89 % behind a wardrobe at 11 °C, and water condenses in the corner at 6 °C. What governs the risk is the surface temperature, not the humidity measured in the middle of the room: a hygrothermal reading is taken in contact with the surfaces concerned.
This is not only a problem of excess humidity. It is also a problem of surfaces that are too cold.
SIA 180:2014: the thermal and moisture protection of buildings
Its indicator for surface condensation, the surface temperature factor fRsi, says what fraction of the indoor-outdoor difference the internal surface sits at: the higher it is, the warmer the surface and the lower the risk of condensation. Thermal bridges — corners, slab edges, untreated reveals — are precisely the points where it collapses. SIA 180:2014 tabulates the minimum fRsi (table 10) for set conditions, with annex E.1 allowing it to be recomputed for othersSIA 180 FAQ (06-2017), F1 and F2: 80 % limit in clause 6.2.1.3; fRsi,min in table 10, recomputable for other conditions via annex E.1. The FAQ gives no single value. Archive copy.SIA — commission de normalisation SIA 180 — Norme SIA 180:2014 — Questions fréquentes et réponses, édition 06-2017 (copie Internet Archive du 23.10.2019 ; le document n'est plus servi par sia.ch)2017-06 · accessed 2026-10-01; its mould criterion is a relative humidity of 80 % at the surface (clause 6.2.1.3).
Application in Geneva: a legal obligation
The Geneva REn (art. 12E para. 1) requires compliance with SIA 180:2014 for the thermal insulation and solar protection of buildings, and its art. 12G para. 1 for air supply and ventilation, together with SIA 382/1:2025 and SIA 382/5:2021. RCI art. 56A, for its part, targets the window: in existing buildings, façade openings — glazing, window frames, blind boxes — whose U-value equals or exceeds 3.0 W/(m²·K) had to be brought into compliance by 31 January 2016RCI art. 56A para. 2: façade openings (glazing, window frames, blind boxes) of existing buildings must be brought into compliance when U equals or exceeds 3.0 W/(m²K), by 31 January 2016 at the latest.République et canton de Genève — rsGE L 5 05.01 — Règlement d'application de la LCI (RCI), art. 56Aaccessed 2026-10-01.
The standard covers two kinds of condensation. Surface condensation, visible, is treated by warming the cold surfaces or by lowering indoor humidity. Interstitial condensation, inside the wall, is invisible and potentially destructive: that is the case of internal insulation, dealt with below.
French-speaking Switzerland and neighbouring France: same physics, distinct frameworks
In Switzerland the reference is SIA 180:2014; how each cantonal regulation refers to it has to be checked canton by canton. In neighbouring France the calculation methods are those of EN ISO 13788 and EN 15026, and execution falls under the NF DTU standards. Not to be confused: RE2020 places no hygrothermal requirement in the Bbio; summer comfort there falls under a separate indicatorThe ministry presents RE2020 through three distinct objectives: energy sobriety and decarbonisation, reduced carbon impact, and comfort in extreme heat — handled separately from the Bbio.Ministère de la Transition écologique — Réglementation environnementale RE2020accessed 2026-09-02, discomfort degree-hours. Same physics, distinct legal obligations.
03 — The critical points
Vulnerable zones and the special case of internal insulation
Mould settles where the surface is coldest. In existing buildings these are the following zones, particularly after windows have been replaced with no controlled ventilation installed.
Geometric thermal bridge
Façade corners
Two cold walls converging: the internal surface there is markedly colder than the middle of the wall. Warm room air reaches the corner poorly, which lowers the surface temperature further.
Junction thermal bridge
Uninsulated reveals
Jamb, lintel and sill in bare masonry form a thermal bridge of complex geometry — revealed by the change of frames, which removed the unintended infiltration.
Structural thermal bridge
Internal insulation with untreated structural elements
Internal insulation improves the plain wall but leaves slab edges, columns and beams projecting through the insulation — cold points that remain.
Structural thermal bridge
Slab edges (intermediate floors)
The concrete slab crossing the envelope creates a continuous break along the full length of the building, at floor level.
With no geometric or structural thermal bridge the surface is warmer than at the junctions: the problem sits at the junctions and the singularities.
Internal thermal insulation: a good option, with real risks
Internal insulation is chosen when the outside is ruled out: a protected façade, a saturated building envelope, no space on the outside. It improves the plain wall, but shifts the temperature within the wall's thickness and creates risks of its own.
Strengths of internal insulation
Feasible on listed or protected façades. Does not affect the external building envelope or the boundary distances. Can be executed dwelling by dwelling, with no scaffolding on the street side. Compatible with façade ornamentation.
Hygrothermal risks
Interstitial condensation between insulation and wall if vapour migration is not controlled. Untreated structural thermal bridges (slab edges, columns) — persistently cold zones. The load-bearing wall ends up on the cold side, exposed to more marked freeze-thaw cycles.
Everything else about internal insulation is covered in its own dossier
The four families of systems and how to choose between them, the two quantified criteria to demand from the hygrothermal study, the insulation returns on cross walls and slabs, the embedded joist ends, the thickness and the design errors that produce defects: all of it is set out, in full rather than summarised, in Insulating from the inside without creating defects →
For the professional — the simplified verification of WTA 6-4
The WTA 6-4 leaflet admits a simplified verification, without simulation, only under conditions — including: no moisture input from driving rain, normal indoor humidity, a mean annual outdoor temperature of at least 7 °C, and added thermal resistance limited to 2.0 or 2.5 m²K/W depending on how absorbent the substrate isConditions of the WTA 6-4 simplified verification, per G. Scheffler (2018, pp. 4-5), leaflet not read in the original: no driving rain, normal humidity, annual mean ≥ 7 °C, ΔR ≤ 2.5 (absorbent substrate) or 2.0 m²K/W.G. A. Scheffler, Bausubstanz kompakt (WTA) — Regelwerksübersicht zum Wärme- und Feuchteschutz im Kontext der Innendämmung2018-09 · accessed 2026-10-01. Outside that framework, verification goes through simulation of coupled heat and moisture transport to EN 15026, run over several years, with the actual orientation of the façade, its exposure to rain and the embedded timbers of the floor. If a membrane is planned, its position — warm side, uninterrupted — is verified in that same simulation.
04 — The solutions
Ventilation, insulation, behaviour: three levers to combine
Three levers — and their order is half the answer. 1. Ventilation: it is what the window replacement removed, and it acts on every room at once. 2. Insulating the cold surfaces: indispensable in the medium term, because ventilation warms nothing. 3. Use: real, but secondary: it weighs on a building that already has its cold surfaces. None is sufficient on its own, and the third does not come first.
Lever 1 — Priority
Ventilation: removing water vapour at source
Controlled mechanical ventilation continuously extracts damp air from the service rooms and renews the air in the living rooms — which lowers indoor humidity. A balanced system adds heat recovery; an extract-only system removes the air without recovering its heat.
In Geneva: the REn, in its art. 12G “Requirements for air supply and ventilation”, requires thermal energy recovery units on balanced ventilation systems, and on extract systems exceeding 1,000 m³/h and 500 operating hours per yearREn art. 12G “Requirements for air supply and ventilation”: balanced systems are fitted with recovery units; extract systems from 1,000 m³/h and over 500 operating hours per year.République et canton de Genève — rsGE L 2 30.01 — Règlement d'application de la loi sur l'énergie (REn), art. 12E et 12Gaccessed 2026-10-01. On the funding side, balanced ventilation with heat recovery falls under measure M-09 of the GEnergie schedule — heat exchanger with an efficiency above 70 %, CHF 4,800.– per dwellingGEnergie schedule, measure M-09 “Ventilation in dwellings with heat recovery via exchanger (efficiency > 70 %)”: CHF 4,800.– per dwelling unit for balanced systems.GEnergie / Office cantonal de l'énergie (OCEN), Genève — GEnergie — Les mesures subventionnées (M-01 à M-18, IP-04 à IP-19)2026 · accessed 2026-09-02 — and envelope insulation under measure M-01, from CHF 80.– to 140.–/m².
Lever 2 — Indispensable in the medium term
Insulation: raising the temperature of cold surfaces
Ventilation lowers the humidity of the air but warms no surface: on a façade corner at 6 °C, condensation starts at 40 % relative humidity in air at 20 °C (Magnus formula calculation). The temperature of the at-risk surfaces has to be raised, by treating the thermal bridges: reveals, external or internal insulation of the façade, correcting the slab edges. The target is the minimum fRsi that SIA 180:2014 tabulates (table 10) or allows to be recomputed (annex E.1) — and these works are coordinated with the window project from the outset, not afterwards.
Lever 3 — Real but limited
Occupant behaviour: its share of the equation
Drying damp laundry indoors, running a humidifier, never opening a window after a shower, heating very little at night: all of these genuinely worsen the risk. But SIA 180:2014 provides the yardstick: its clause 6.2.1.5 allows the maximum admissible indoor humidity for avoiding mould to be calculated, from the lowest temperature factor of the thermal bridgesSIA 180 FAQ (06-2017), F2: clause 6.2.1.5 allows the maximum admissible indoor humidity for avoiding mould to be calculated, from the lowest surface temperature factor of the thermal bridges.SIA — commission de normalisation SIA 180 — Norme SIA 180:2014 — Questions fréquentes et réponses, édition 06-2017 (copie Internet Archive du 23.10.2019 ; le document n'est plus servi par sia.ch)2017-06 · accessed 2026-10-01. Attributing mould to the occupants therefore presupposes establishing the condition of the building first — hence an assessment. Behaviour is judged against what the building can withstand, not in the absolute.
Regulatory framework: Geneva — French-speaking Switzerland — neighbouring France
Geneva
LEn, REn, LCI, RCI
REn art. 12E (SIA 180:2014 mandatory), art. 12G (ventilation and heat recovery), RCI art. 56A (existing windows from U ≥ 3.0 W/(m²·K)), LCI art. 113 para. 1: the energy needed for a building's function must be used economically and rationallyLCI art. 113 “Principles”, para. 1: “Buildings must be designed and maintained so that the energy needed for their function is used economically and rationally”.République et canton de Genève (silgeneve.ch) — rsGE L 5 05 — Loi sur les constructions et les installations diverses (LCI), art. 113accessed 2026-10-01. GEnergie schedule: M-09 for balanced ventilation, M-01 for the envelope — nothing for window replacement on its own. A high IDC and mould in the corners can share one cause: an envelope that loses heat, and a heating system compensating for it.
French-speaking Switzerland
SIA 180:2014, CECB
SIA 180:2014 for thermal and moisture protection, SIA 382/1:2025 and SIA 382/5:2021 for ventilation; how each cantonal regulation refers to these standards has to be checked canton by canton. CECB: the envelope efficiency class (A to G) places the level of insulation; it is not a damp assessment. The Buildings Programme co-finances the cantonal subsidies.
The sequence to follow: assess the building first, assign responsibility afterwards. The instrumented surveys described below — surface measurements, thermography, flow-rate measurement — are to be entrusted to specialist providers; NRG positive does not carry them out.
The wrong reflex: blaming the occupants without an assessment
“You don't ventilate enough.” Given without an assessment, that answer rests on nothing measured. In Switzerland, the landlord must hand over and maintain the leased object in a condition fit for the agreed use (art. 256 CO)Art. 256 para. 1 CO, cited by the Federal Supreme Court: “The landlord must hand over the object at the agreed date, in a condition fit for the use for which it was let, and maintain it in that condition”.Tribunal fédéral suisse (base de jurisprudence Weblaw) — ATF 136 III 186 — art. 256 al. 1 CO, obligation du bailleur de délivrer et d'entretenir la chose louée2010-04-06 · accessed 2026-09-02. A reader in Annemasse, Gaillard or Ferney comes under a different text: the “logement décent” decree of 30 January 2002, whose art. 2 requires adequate ventilation, and openings and ventilation devices that remove the moisture of normal occupancy. The two texts cannot be cited for one another and are argued before different courts. The Swiss Federal Office of Public Health guide, written with the tenants', owners' and property-industry associations, sets out the procedure: the tenant reports damp or mould without delay, and the landlord or managing agent is from then on responsible for the further investigationsFOPH guide (with the tenants', owners' and property associations): tenants report damp and mould immediately; the landlord or managing agent is from then on responsible for the further investigations.Office fédéral de la santé publique (OFSP) — Attention aux moisissures — Un guide sur les problèmes d'humidité et de moisissures dans les locaux d'habitation2023-08 · accessed 2026-10-01.
Step 1
Site survey: observation and measurements
Precise location of the mould-affected areas; temperature and relative humidity measured at the surface of the affected zones, not in the middle of the room; state of the ventilation system in place.
Step 2
Infrared thermography in cold weather — to be entrusted to a specialist provider
Actual flow rates measured, then compared with reference flow rates — SIA 382/1:2025 “Mechanical ventilation in buildings”SIA shop: standard SIA 382/1 “Mechanical ventilation in buildings — bases and requirements”, 2025 edition, in force since 1 February 2025.Société suisse des ingénieurs et des architectes (SIA) — Norme SIA 382/1:2025 — Ventilation mécanique dans les bâtiments : bases et exigences2025 · accessed 2026-09-02 and SIA 382/5:2021 for dwellings in Switzerland, NF DTU 68.3 in France; absence of a system documented. Date of the window replacement versus date the mould appeared: the chronology is documented.
Step 4
Report and plan of measures
Causes identified, at-risk zones quantified, plan of measures prioritised: which intervention first, at what cost, with which subsidies (in Geneva, measures M-01 to M-18 and IP-04 to IP-19 of the GEnergie scheduleThe GEnergie catalogue lists measures under codes M-01 to M-18 and IP-04 to IP-19; M-01 insulation of façade, roof, walls and floor over ground, CHF 80.– to 140.–/m².GEnergie / Office cantonal de l'énergie (OCEN), Genève — GEnergie — Les mesures subventionnées (M-01 à M-18, IP-04 à IP-19)2026 · accessed 2026-09-02, processed by the cantonal energy office). That document serves as a basis in the event of a dispute.
Why call on a qualified third party
An assessment carried out by an independent party — neither the owner, nor the tenant, nor the company that fitted the windows — removes the conflict of interest and brings the dispute back to a debate about facts. NRG positive does not carry out that assessment. We advise you: reading the reports drawn up by specialist providers, arbitrating between the standards your project is aiming for, the order of the interventions.
06 — Key questions
What owners and managing agents ask
A tenant reports mould after our window replacement. Who is liable?
Two questions settle it: did the building meet SIA 180:2014 before the windows were replaced, and was the loss of unintended infiltration compensated for? If the thermal bridges already existed and no controlled ventilation was installed, causation lies with the building. A reading by a qualified third party is the first step — before any answer to the tenants.
How can a building problem be told apart from a behaviour problem?
Several signs point the way: mould located in the corners, around the windows or behind furniture (thermal-bridge zones) points to a building problem. Mould present in several dwellings of the same block points to a cause in the building. Infrared thermography and measurement of surface temperature in the affected zones, entrusted to a specialist provider, supply measured evidence.
Our façade is listed. Is internal insulation a viable solution?
Yes, if it is properly designed — that is the subject of the internal insulation dossier. The point that matters for mould: internal insulation does not remove the structural thermal bridges (slab edges, columns), and it does not replace air renewal, even though it improves the plain wall. The two interventions must be coordinated.
Should controlled ventilation always be installed when windows are replaced?
Can occupants be advised to open the windows to solve the problem?
Airing through the windows does remove water vapour and reduces the risk in the short term: the Swiss Federal Office of Public Health recommends cross-ventilating at least three times a day, with all windows and doors openFOPH guide: air "at least three times a day" for five to ten minutes; in old buildings with new windows and poor thermal insulation, air more frequently.Office fédéral de la santé publique (OFSP) — Attention aux moisissures — Un guide sur les problèmes d'humidité et de moisissures dans les locaux d'habitation2023-08 · accessed 2026-10-01, for five to ten minutes. Two limits: the Office itself asks for more frequent airing in old, poorly insulated buildings with new windows, and on a corner at 6 °C condensation starts at 40 % relative humidity in air at 20 °C. Advice accompanies an assessment; it does not replace one.
Key points
What to take away, and in what order to act
Measure before concluding. Surface temperatures at the wall, humidity logged over time, thermography in cold weather by a specialist provider — not one reading in the middle of the room.
Restore air renewal first. That is what the window replacement removed, and this lever acts on every room at once.
Then correct the cold surfaces. Reveals, façade corners, slab edges: they set the threshold beyond which moisture condenses.
Do not install internal insulation without a moisture verification of the wall. WTA 6-4 regards it as indispensable; have it carried out by a specialist office.
Write down what you ask of the occupants, and give them the means to do it. A ventilation instruction without working ventilation rests on their discipline alone.
Date and keep the diagnosis. In a dispute it documents the condition of the building at the time.
GenevaREn art. 12E (SIA 180:2014 mandatory), art. 12G (ventilation and heat recovery), RCI art. 56A (existing windows from U ≥ 3.0 W/(m²·K)). Window replacement on its own triggers no grant.
SwitzerlandSIA 180:2014 is the reference standard; how each cantonal regulation refers to it has to be checked canton by canton. The CECB envelope class places the level of insulation, not the damp risk.
Neighbouring FranceThe "logement décent" decree of 30 January 2002 requires adequate ventilation and moisture removal matched to normal occupancy. The DPE is not a damp assessment.
Sources and references (36)
Every figure and every claim in this dossier links back to its source. Hover or tap a footnote marker to see it.
Mould after window replacement, a tenancy dispute, an internal insulation project or a whole-building renovation: we advise you on the order of the interventions — ventilation before envelope — and on arbitrating between the standards your project is aiming for: HPE and THPE, the two levels of high and very high energy performance written into Geneva law, Minergie, EnerPHit. Surface measurements, thermography and hygrothermal simulation are to be entrusted to specialist providers. Let's talk about your project.